Regarding Specific Property Investments: Bonds and Loan Notes
Although we do not promote Mini Bonds or Loan Notes in compliance with the FCA it is our duty to provide this information. Property Bonds and Loan Notes that you may be introduced to through the HULT Private Capital affiliate investment companies are classed as high risk speculative illiquid securities and they are unregulated, non-readily realisable and non-transferable. Investors should be aware that past performance is not a reliable guide to future performance or returns and you may not get back all your original investment. Prospective Investors are strongly advised to seek independent financial advice from an authorised person who specialises in advising on non-readily realisable securities. Tax treatment is dependent on Investor circumstances and these are subject to change. Investors are advised to seek appropriate tax advice to clarify their position.
This website is provided solely for informative purposes and it does not constitute a legal, investment, tax or any other advice nor is it to be relied on when making investment decisions. HULT Private Capital is not able to give advice to prospective investors about the suitability of the investments. Prospective investors are recommended to seek independent specialist tax, financial or any other advice before engaging in any investing activity.
The investment opportunities we provide are available only to persons qualifying or legal entities defined by the local regulator and on the basis that you are not subject to jurisdictional restrictions preventing access to any of the information provided on this website.
All investment opportunities available via HULT Private Capital are NOT regulated by the Financial Conduct Authority (FCA) and you may not have access to the Financial Services Compensation Scheme (FSCS).
Investments referred to on this website are considered high risk and therefore are suitable only for certain qualifying classes of investors within the UK as detailed within the the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended): persons described in article 19(5) (investment professionals), persons falling within article 49 of the FPO (‘High net worth companies, unincorporated associations etc’), persons who fall within article 48 of the FPO (‘certified high net worth individual’), persons who fall within article 50 of the FPO (‘certified sophisticated investor’), persons who fall within article 50A of the FPO (‘self-certified sophisticated investor’), and to any other person to whom the communication may otherwise lawfully be made in accordance with the FPO or otherwise.
Prospective investors will also be required to pass our knowledge and experience test and be capable of evaluating investment decisions independently.
This website is not intended for or directed at distribution or publication to any person (legal or natural) in any jurisdiction whereby doing so might result in contravention of any regulations or applicable laws. The information provided does not constitute a solicitation or an offer in any jurisdiction in which a solicitation or an offer as such is not authorised or to anyone to whom it is not lawful to make solicitation or offer as such. Potential investors should take adequate independent investment advice and educate themselves as to the applicable legal requirements in the countries in which they reside or have citizenship.
The information on this website is not for distribution and does not constitute any kind of offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the advantage of any United States person (either living in the United States of America or partnerships or corporations organised under those laws hereof). None of the products available from this site have been registered in the United States of America under the Investment Company Act of 1940 and interests therein aren’t registered in the United States under the Securities Act of 1933.
Risk Warning – Loss of capital
All kinds of investments referred to on this website carry out high risks of a loss of part or all the capital invested. The value of assets has the potential to decrease as well as increase and they can potentially be affected by a variety of variables, for example changes in interest rates. An investor might not get back the amount they originally invested. An investor might not receive any income distributions, an example being dividends. Illiquidity of these investments means that it might not be possible to sell the investments immediately or without significant loss in value, and longer term investment horizons are typically involved.
Past performance is not a guide or guarantee to future performance, and predictions are not a reliable indication of potential future performances. Any projections of future performance are based on all information known at the time.
Risks Relating to Mini Bonds
Mini bonds are unregulated and illiquid and therefore considered high risk. Interest rates on mini bonds are not comparable to those of bank savings accounts and bonds of this nature cannot be redeemed until reaching maturity. Mini bonds are referred to as non-readily realisable securities, this means you might have to hold them until maturity. Your capital might also be at risk and you may not get back everything you invested. If you do not understand the risks, we strongly recommend that you seek independent financial advice from an authorised person who specialises in advising on non-readily realisable securities. Tax treatment is dependent on Investor circumstances and these are subject to change. Investors are advised to seek appropriate tax advice to clarify their position.
Illiquidity, Diversification and Exit
All investments available via HULT Private Capital, are unregulated, complex, and non-readily realisable issued by smaller companies or start-ups, and you will be exposed to a high risk of losing part, or all capital invested. This means that investors should only invest a small proportion of their available investment capital in multiple asset classes as opposed to a large amount in one or a few, and should balance this with investments into safer, more liquid investments. If the business fails, the company is unlikely to be able to pay you back your investment.
Investments in debt securities are also non-transferrable, which means that should your financial circumstances change, and you needed to sell the bonds, you would be unable to do so. There is also no guarantee that you will receive your interest payments on time.
Investments in early stage equity shares of small and unquoted companies are considered to be high risk and involve risks such as illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio.
Each investment is a long-term commitment and you should only invest an amount that you are willing to lose.
We do not provide tax advice and you should seek independent tax advice before deciding to invest.
These Key Risks are general and are not exhaustive. Each investment opportunity is subject to additional and specific risks described in its Investment Memorandum and should also be considered in light of those risks.